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How to Dispute Your Credit Report
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How do I dispute an error on my credit report? | Consumer Financial Protection Bureau
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Removing dispute remarks/notations from your credit report: 1. Contact Experian: - Call Experian at 1-866-673-0140, located at 475 Anton Blvd, Costa Mesa, CA 92626. - When a live representative answers, request to be connected to the National Consumer Assistance Center. - Their hours of operation are from 8:00 AM to 5:00 PM Pacific Time. - It may take up to 72 hours for the disputes to be removed. 2. Contact Equifax: - Dial 404-885-8300 for Equifax, situated at 1550 Peachtree St, NW, Atlanta, GA
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If you find errors on your credit reports, you should dispute them with the credit reporting company (most often Equifax, Experian, or TransUnion) and the furnisher of the information. SUBMITTING THE DISPUTE You can submit a dispute to the credit reporting company by phone, by mail, or online. Explain the error and what you want changed. Clearly identify each mistake separately, state the facts, explain why you are disputing the information, and request that it be removed or corrected. Some of t
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