You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

Credit card APRs are rising due to a variety of factors. Carrying a balance costs more with a higher APR. You can avoid credit card interest by paying off your balance in full each month. The annual ...

Legislation including the CARD Act of 2009 and Dodd Frank in 2010 piled on by increasing regulatory controls. Dodd Frank ...

Although the Federal Reserve started slashing interest rates in September, the average credit card interest rate has barely budged. For some retail credit cards, interest rates have only gone up. In ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

Although the Federal Reserve hasn't changed its benchmark since December, the average credit card interest rate keeps inching higher. In part, card issuers are trying to protect themselves from ...

[Chris Kantarjiev] is an amateur radio enthusiast (call sign K6DBG) and does a lot with the APRS. We think his build, turning a WRT54gl router into an APRS gateway will be very useful for the APRS ...

They have gotten even steeper in recent years ...

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...